Insurance Attorney in Norman, OK

Fighting Back Against Bad Faith Insurance Practices

You pay your insurance premiums on time, expecting your provider to be there when you need them. Unfortunately, insurance companies sometimes put profits ahead of people — delaying claims, underpaying settlements, or wrongfully denying coverage. If your insurer isn’t honoring its obligations, you need an experienced Norman insurance attorney on your side.


At the Law Offices of Mark S. Cooper, we hold insurance companies accountable. With decades of legal experience — including years defending insurers before representing policyholders — Mark S. Cooper knows the tactics insurance companies use to avoid paying claims, and he knows how to fight back.

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Is Your Insurance Provider Acting in Your Best Interest?


Insurance bad faith is a legal term of art that describes a tort claim that an insured person may have against an insurance company for its bad acts. Under Oklahoma law, insurance companies owe a duty of good faith and fair dealing to the persons from whom they collect premiums. This duty is often referred to as the “implied covenant of good faith and fair dealing” which automatically exists by operation of law in every insurance contract.


If an insurance company violates the covenant, the policyholder may sue the company on a tort claim in addition to a standard breach of contract claim. The distinction matters: punitive or exemplary damages are not available on contract claims, but are on tort claims.


That means a policyholder in an insurance bad faith case can potentially recover an amount larger than the face value of the policy if the insurer’s conduct is particularly egregious.

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Common Examples of Insurance Bad Faith


Insurance companies may be guilty of bad faith if they:

  • Wrongfully deny a valid claim
  • Delay claim payments without a legitimate reason
  • Offer unreasonably low settlements compared to the loss
  • Fail to investigate a claim properly
  • Misrepresent policy terms or coverage
  • Refuse to defend you in a liability lawsuit when your policy requires it


If any of these sound familiar, you may have grounds for an insurance bad faith claim in Oklahoma.

Types of Insurance Claims We Handle


The Law Offices of Mark S. Cooper represents policyholders against insurers in a variety of cases, including:

  • Auto insurance claims (denied accident coverage)
  • Health insurance disputes
  • Homeowners’ insurance claims (storm, fire, or property damage)
  • Disability insurance denials
  • Life insurance disputes
  • Commercial or business insurance claims

Why Choose Mark S. Cooper


  • Inside knowledge of insurance defense — Mark’s background working for insurance companies means he understands their strategies and weaknesses.
  • Local representation — Serving Norman, Moore, Noble, Oklahoma City, and Cleveland County.
  • Personal attention — Every client works directly with Attorney Mark S. Cooper, not just paralegals or associates.
  • Results-driven advocacy — We aggressively pursue fair compensation, including punitive damages when appropriate.
  • No fee unless we win — Contingency-based representation in most insurance bad faith cases.
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How We Help Policyholders


  1. Case Review – Free consultation to evaluate your situation.
  2. Policy & Claim Analysis – We review your insurance contract and the insurer’s actions.
  3. Negotiation with the Insurance Company – Pressuring the insurer to fulfill its obligations.
  4. Litigation if Necessary – Filing a lawsuit for both breach of contract and bad faith tort claims.
  5. Maximizing Recovery – Pursuing compensation for losses, emotional distress, attorney’s fees, and punitive damages.
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Serving Clients Across Cleveland County & Beyond


Our office is based in Norman, OK, and we proudly serve clients throughout:

  • Norman
  • Moore
  • Noble
  • Purcell
  • Oklahoma City
  • Greater Cleveland County

Contact an Insurance Attorney in Norman, OK


If your insurance company is delaying, denying, or underpaying your claim, don’t fight them alone. With the Law Offices of Mark S. Cooper, you’ll have a strong advocate who knows the insurance industry inside and out.


📞 Call today at (405) 292-7600 for a FREE consultation

📍 2224 36th Ave NW, Suite 110, Norman, OK 73072

👉 No recovery, no fee.